Mortgage rates dropped to a record low

Mortgage finance giant freddie Mac said Thursday that average rates on 30-year fixed-rate mortgages dropped to 4.85 percent this week, from 4.98 percent last week. It was the lowest in the history of Freddie Mac’s survey, which dates back to 1971 and was down a full percentage point from a year ago.

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Last week’s preliminary clearance rate hit 82.5 per cent, although just 103 auctions were held due to the AFL Grand Final. Mr.

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It is my understanding that the federal government had a considerable amount of responsibility in the mortgage industry collapse. The Government was twisting the arms of lending institutions to make subprime loans to those who were very unlikely to pay those loans back.

The 30-year fixed mortgage has an average of 0.27 discount and origination points. The larger jumbo 30-year fixed was down more modestly, to 3.64 percent, but established a new record low. However.

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The fixed 15-year rate loan also saw a drop to an average of 3.54%, a new historical low for the mortgage down from last week when it was at 3.66%. The 5-year Treasury indexed hybrid adjustable rate mortgage hit an average of 3.18% for the week, down from 3.25% last week to also hit a new record low.

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