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Welcome to Amerifirst Home Mortgage! Whether you’re buying, renovating, or refinancing, the friendly team at Amerifirst is here to help you reach your goals, one simple step at a time.
Neelanjana – Recasting and making extra payment towards principal are NOT. If your goal is simply to lower the interest cost of the loan, you can keep making extra.. If yes, then refinancing is not going to save you money.
Although the term “recasting” is often used by the mortgage industry to. You have been paying just under $2,187 a month in principal and interest.. Putting in $100,000 would save $945 a month and bring payments to $1,241.. it may not make sense to recast a loan, because the extra cash could be put.
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